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Daily Updates 8/15 - 8/19/2022

Daily Updates 8/15 - 8/19/2022

    8/16/2022 Tuesday 8:30 AM  Mortgage Bonds are down 5 bp this morning (Price Down Yield Up)  Rate should stay about the same when they come out today. Current bias Floating   7:37 AM : Housing Starts for July were reported at a 1.446 Million annual uni

Aug 16, 2022 |

Weekly Newsletter 8/15/2022

Weekly Newsletter 8/15/2022

Newsletter - 8/15/2022 When you see the dog floating this means rates at that moment are improving compared to our latest rate sheet.  If you see a lock on a house, this means at that moment rates are likely to go up compared to our latest rate sheet.  T

Aug 15, 2022 |

What documents are typically needed for Approval?

What documents are typically needed for Approval?

Typical information needed to submit your loan to underwriting: Driver’s License Most recent year to date pay stubs showing at least 30 days of income 2021 and 2020 W-2's Most recent 2 months Bank statements (all pages)  showing you have enough fu

Aug 14, 2022 |

Do you think you should refinance? under construction

Do you think you should refinance? under construction

Do you think you should refinance?  But you are not sure if it will be worth the money, time or effort.  We can help you understand all of the reasons to refinance and reasons not to refinance without investing too much time.   Send an email and attach a

Aug 13, 2022 |

Dailey Updates for 8/08-8/12/22

Dailey Updates for 8/08-8/12/22

8/12/2022 8:51 am cst  Stocks have started the day higher. The Dow is +156.22 at 33,492.89 and the S&P 500 is +22.78 at 4,230.05. Mortgage Bonds are +14bp at 101.02. Bias Back to floating carefully   8/11/2022 Thursday 12:13 am cst The 30-Year Bond Auctio

Aug 12, 2022 |

Tired of Renting?

Tired of Renting?

Own or Rent?   Would love to buy a home,but not sure if you can qualify?   Why not see what you could qualify for by calling 205-266-5669 or emailing jmarbury@1stfed.com   We can provide you with an online mortgage calculator that will show you what your

Aug 12, 2022 |

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