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Freddie Mac Rates Trend Up

Freddie Mac Rates Trend Up

Mortgage Rates Trend Up February 23, 2023 The economy continues to show strength, and interest rates are repricing to account for the stronger than expected growth, tight labor market and the threat of sticky inflation. Our research shows that rate disper

Feb 23, 2023 |

How do I begin to build credit, even if I have no credit card or income?

How do I begin to build credit, even if I have no credit card or income?

How do I begin to build credit, even if I have no credit card or income? It is very difficult to be approved for a credit card, let alone one with favorable rates and benefits, without any previous use of credit. There are solutions, though, for students

Feb 22, 2023 |

Newsletter 2/21/2023

Newsletter 2/21/2023

Newsletter - 2/21/2023 Week of February 13, 2023 in Review Home construction slowed in January but rising confidence among home builders this year is an encouraging sign. Also encouraging is the continued decline in the annual rate of inflation, although

Feb 21, 2023 |

What is a Closing Disclosure?

What is a Closing Disclosure?

What is a closing Disclosure?   Before closing  you will receive the “Initial Closing Disclosure” which is typically your last official estimate prior to closing.  The “Closing Disclosure” is a time sensitive document that needs to be signed at least thre

Feb 20, 2023 |

What is a Loan Estimate?

What is a Loan Estimate?

What is a Loan Estimate?  A Loan Estimate tells you important details about a mortgage loan you have requested. Review your Loan Estimate to make sure it reflects all of the terms  you discussed with us, and all of the names are spelled correctly.   Let u

Feb 19, 2023 |

John's Purchase Calculator Instructions

John's Purchase Calculator Instructions

Use our mortgage and closing calculator with up-to-date information about local property tax and insurance to get an accurate estimate of your payment and closing costs in the following Alabama areas: Jefferson county Shelby county Madison county Tuscalo

Feb 18, 2023 | Mortgage Rates and Calculators Alabama

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