John Marbury.com
John Marbury.com
Why should I start building credit soon?As mentioned earlier in the breakdown of how credit is calculated, 15% of your credit score is determined by the length of your credit history. Starting to build credit as soon as possible, even if you are not curre
Jun 24, 2021 |
What exactly happens when a mortgage lender checks my credit?According to the Consumer Financial Protection Bureau (CFPB) A mortgage inquiry has a small, but negative impact on your credit score. You can shop around and have multiple inquiries for 45 days
Jun 24, 2021 |
How do I begin to build credit, even if I have no credit card or income? It is very difficult to be approved for a credit card, let alone one with favorable rates and benefits, without any previous use of credit. There are solutions, though, for students
Jun 23, 2021 |
Do you think you should refinance? But you are not sure if it will be worth the money, time or effort. We can help you understand all of the reasons to refinance and reasons not to refinance without investing too much time.Send an email and attach a rec
Jun 22, 2021 |
What is a Loan Estimate? A Loan Estimate tells you important details about a mortgage loan you have requested. Review your Loan Estimate to make sure it reflects all of the terms you discussed with us, and all of the names are spelled correctly. Let us
Jun 20, 2021 |
What is a closing Disclosure?Before closing you will receive the “Initial Closing Disclosure” which is typically your last official estimate prior to closing. The “Closing Disclosure” is a time sensitive document that needs to be signed at least three b
Jun 18, 2021 |