Freddie Mac Rates 1/19/22

Freddie Mac Rates 1/19/22

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Mortgage Rates Continue to Decrease

January 19, 2023

As inflation continues to moderate, mortgage rates declined again this week. Rates are at their lowest level since September of last year, boosting both homebuyer demand and homebuilder sentiment. Declining rates are providing a much-needed boost to the housing market, but the supply of homes remains a persistent concern.


The 10 year treasury closed yesterday at 3.375% which is a spread of 2.775.  This is a bit lower than the recent spreads of 3, but higher than the normal spread of 2 to 1.75.  See page 7 of the 2023 forcast on the following link: 2023 forecast MBS Highway




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