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Why is now (7/21/21) a good time to refinance?

Are you thinking about refinancing your mortgage? Now might be the perfect time!Rates are at a 5 month low and the government just eliminated an additional 0.5% fee on all refinances.Why did the Government Remove this 0.5% fee?The Federal Housing Finance

Jul 22, 2021 |

Employment Figures (First Friday of every Month)

7:30 am June Non-Farm Payrolls up 850K vs 725K expected hourly earnings 0.3% vs 0.4% Not much reaction in bond market 10 year 1.460%Unemployment RatePercentage of employable people actively seeking work, out of the total number of employable people; deter

Jul 02, 2021 |

Jobless Claims (Every Thursday at 7:30 am cst)

 7/01/21 7:30 am cst: Weekly Initial Jobless Claims fall 51K to a post-shutdown low of 364K in the latest week and below the 400K expected. No impact on the markets.Jobless Claims (Initial)Initial jobless claims measure the number of people (non industry-

Jul 01, 2021 |

ADP

ADP National Employment ReportThe ADP National Employment Report is a measure of nonfarm private employment, based on a subset of aggregated and anonymous payroll data that represents approximately 392,000 of ADP's 500,000 U.S. business clients and roughl

Jun 30, 2021 |

What is a credit score?

What is a credit score?A credit score is a three digit number, the most common type (FICO) ranges between 300-850, that shows potential lenders how likely you are to pay them back. This number is determined using your credit history which includes the num

Jun 28, 2021 |

How are credit scores determined?

How are credit scores determined?You have many different credit scores, but there are three that are by far the most impactful. The three major credit bureaus, Experian, Equifax, and TransUnion, each give you a credit score using the two most common forma

Jun 27, 2021 |

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